Presentation

Presentation

Established in 1963 as a Swiss bank, BCP segments its activities into two well-established core businesses: Commodity Trade Finance and Wealth Management. These are reinforced by our expert Treasury services.

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BCP enjoys a solid reputation as a high-quality service provider in all of its banking fields. The Bank serves an ever-growing number of customers across the globe, with a wide range of tailor-made and value-added products and services. Founded under Swiss Banking Law and Regulations, BCP is supervised by FINMA, the Swiss financial markets supervisory authority. Headquartered in Geneva, BCP also operates branches in Luxembourg and Dubai.

4 KEY PILLARS

Deep expertise

A SPECIALIST BANK

BCP is a specialist bank with a high level of expertise in Commodity Trade Finance and Wealth Management, reinforced by expert services in Treasury and financial products.

 

AN EXPERT BANK

Our driving force is the collective skills and expertise of our employees within our highly specialized business pillars. In terms of geography, BCP offers key expertise in emerging markets’ operations and products.

Solid financials

STRONG CAPITALIZATION 

BCP’s Tier 1 capital ratio, which has been above 15% on average since 2004, far exceeds the minimum requirement of 10.5% set by FINMA for category 5 banks. 

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STEADY GROWTH 

BCP’s equity has been growing steadily over the years, and has more than doubled since 2008. The Bank’s net profit has followed the same trend and grown sustainably during this period.

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INVESTMENT GRADE RATING 

BCP is rated BBB- by Fitch. 

High regulation

A SWISS BANK

BCP is supervised by FINMA, the Swiss financial markets supervisory authority. We deploy the same high standards of risk governance and service quality in both of our branches, which are also strongly regulated by the CSSF in Luxembourg and the DFSA in Dubai DIFC.

 

STRICT RISK MANAGEMENT 

Risk management is very important to BCP. This has enabled the Bank to maintain financial stability and soundness over the years, even during economic and geopolitical disruption.

Strong DNA

MEDIUM-SIZED 

BCP’s human scale and efficient organization facilitates fast and flexible decision-making based on transparent risk limits.

 

CUSTOMER-FOCUSED 

With highly skilled staff throughout the whole service chain, BCP’s experts apply a customer-centric and business solution-focused approach. 

 

HIGH-QUALITY SERVICES 

We are proud to offer high-quality, tailor-made services based on our extensive experience and solid network, particularly in emerging markets.

High-quality services being the cornerstone of BCP’s DNA, the Bank is strongly committed to providing customized and long-term solutions to clients in its two core businesses.

PROVIDING CUSTOMER-CENTRIC EXPERTISE ACROSS TWO CORE BUSINESSES

Commodity trade finance

With trade finance as its traditional core activity, BCP offers specialized expertise and high-quality services, managed by a team of experienced senior staff. 

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Wealth Management

With an open architecture approach, BCP has a tradition of excellence in portfolio management and high efficiency in transactional services for high-net-worth individuals.

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REINFORCED BY EXPERT SERVICES IN TREASURY AND FINANCIAL PRODUCTS

Treasury offers financial products that enable our customers to effectively manage their treasury and capital market operations. The department accommodates both WM and CTF customers’ requirements and finds long-term solutions to optimize their funding needs, interest rates, and foreign exchange exposure. Our services also include structured and derivative products, as well as risk management advice.

Financial Overview

As at December 31st, 2019

14.0%

Capital
Tier 1

54%

Gross Cost/Income
ratio

3.3

Total Balance Sheet
in CHF billion

81.7

Total Income
in CHF million

31.5

Net profit
in CHF million

38.5

Economic Profit
(before voluntary reserves)
in CHF million

Organisation

The Board of Directors is responsible for the overall strategic direction and supervision of the Bank. The General Management is, within the management team, responsible for the operational management of the Bank’s business which reflects the business strategy approved by the Board of Directors.

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Strong corporate governance and risk management based upon a solid and experienced organisation enable BCP to confidently look towards the future.

 

GEOGRAPHICAL PRESENCE

 

Switzerland

Headquartered in Geneva, BCP offers the safety of a highly regulated environment and the expertise of a Bank located at the center of one of the world’s main commodity trading hubs.

Luxembourg

Located in the heart of the Eurozone’s premier fund management center, our CSSF-regulated branch provides clients with the full range of Treasury and Asset Management services.

Dubai

Through its DIFC Branch, BCP is one of the only Swiss Banks with a category 1 license granted by DFSA, with the ability to offer fully-fledged local Trade Finance and Wealth Management transactional services.